What you'll learn
For most American households, Social Security is one of the largest resources on the lifetime balance sheet — and the claiming decision is worth getting right the first time. It's permanent.
Claiming from 62 to 70, full retirement age, early reductions, delayed credits, and the spousal and survivor layer for couples — explained in plain language.
The popular frame turns claiming into a bet on your own death date. You'll learn the economic frame: delayed claiming is inflation-indexed longevity insurance, and it should be priced as insurance.
You'll follow the Lovejoys — dual earners in their early 50s — through the retire-and-claim decision, and see the actual lifetime price tags on retiring at 62 versus 67 and claiming at different ages.
Health and longevity honesty, the bridge problem when there's nothing to live on until 70, and how couples coordinate two claiming ages inside one plan.
The topic closes with a step-by-step MaxiFi Planner setup — your real earnings record, comparison plans at 62, full retirement age, and 70, and how to read the results by lifetime living standard.
A free 1:1 session with Professor Puelz — for students who complete the topic
Finish the course and score 7 or higher on the closing quiz, and you unlock a free 15-minute live Zoom session with Professor Robert Puelz — focused entirely on your Social Security question and situation.
This is not a webinar or a group call. It is a 1:1.
Scheduling is simple: after you pass, a form appears inside the course. Fill in a few good times and a sentence about what you want to discuss, and your request goes straight to the Moneygimme team.
Unlock this topic
This is a standalone topic — you don't need to have completed Path 1 or Path 2 first. If you're within ten years of claiming, this decision is worth an evening of your time.
You'll get the full lesson sequence, the claiming framework, the step-by-step MaxiFi comparison setup, the closing quiz, and — after you pass — the chance to schedule a 1:1 Zoom session with Professor Puelz to talk through your own situation.
Price: One-time purchase of $99 for full access.
After purchase, you'll receive access instructions by email.
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