Topic — Financial Literacy

Most financial advice was never derived from economics.

What do I need to know about money?

Save 10%. Hold a 60/40 portfolio. Follow the 4% rule. These rules of thumb are everywhere — HR departments use them, magazines repeat them, parents pass them on. None of them came from economic research.

  • Learn why your biggest asset probably isn't in any account yet.
  • Understand the one organizing idea that answers almost every personal finance question.
  • See which decisions actually move your lifetime financial picture — and which ones don't.
  • Run your own numbers with the same software economists use.

What you'll learn

Four lessons. Three ideas from economics. No assumed background. This is the financial literacy foundation that personal finance content rarely gives you.

Your biggest asset isn't money

Most people measure financial health by what's in their accounts. Economists measure it differently — and the difference changes how you think about insurance, debt, career decisions, and more.

The one idea that organizes everything

There's a single economic principle that answers almost every personal finance question you'll ever face. It's been in the economics literature for seventy years. You've probably never heard it stated clearly.

The handful of decisions that actually matter

Personal finance content generates endless noise about optimization. Most of it doesn't move your lifetime picture. A small number of decisions do. You'll know which ones.

How to run your own numbers

The final lesson walks you through MaxiFi Planner — the software that implements the correct economic model for household decisions. Thirty minutes and you'll have your own numbers.

Included with this topic

A free 1:1 session with Professor Puelz — for students who complete the topic

Finish the course and score 7 or higher on the closing quiz, and you unlock a free 15-minute live Zoom session with Professor Robert Puelz — focused entirely on your retirement question and situation.

This is not a webinar or a group call. It is a 1:1.

Scheduling is simple: after you pass, a form appears inside the course. Fill in a few good times and a sentence about what you want to discuss, and your request goes straight to the Moneygimme team.

Unlock this topic

This is a standalone topic and the right starting point — no prior background needed. If you're early in your financial life, or if you want the framework before diving into Path 1 or Path 2, start here.

You'll get the full four-lesson sequence, the closing quiz, and — after you pass — the chance to schedule a 1:1 Zoom session with Professor Puelz to talk through your own situation.

Price: One-time purchase of $29 for full access.

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