For individuals
Make smarter decisions for your household
You want to make smarter financial decisions for your household. Start with a 7-question quiz that places you on the right Moneygimme path for your current level.
Take the quizEconomics-based financial education
Your money. Optimized.
Moneygimme helps you make better financial decisions using life-cycle economics, not rules of thumb. Start with a 7-question quiz that finds the right learning path for your current level.
The quiz takes about three minutes and routes you to the Moneygimme path that matches your current financial literacy.
Why it works
The assembly line is broken. This is the replacement.
Most people are pushed through the same advice factory — the same tips in the same order, no matter who they are. Moneygimme replaces that assembly line with economics-first, decision-first learning.
Same economics, different entry point
The subject does not change; your starting point does. If you are worried about retirement, you learn economics through your retirement decisions, not a generic “Chapter 4: Saving” lesson.
Decision-first learning
People pay attention when the lesson connects to a real decision in front of them. Moneygimme starts with the question you have and then brings in the economics that answers it.
Economics, not rules of thumb
Rules of thumb are averages built for no one in particular. Life-cycle economics gives a logical, lifetime framework for your specific household — and MaxiFi Planner makes that framework computable in practice.
★★★★★
“Professor Puelz’ Life Cycle Economics class is a must-take for young professionals. The application of economic thinking to financial topics is critical to understanding how to maximize lifetime income.”
★★★★★
“Dr. Puelz is a fantastic educator whose passion for making personal finance digestible is evident throughout his innovative teaching method. He provides practical tools to face common personal finance questions with confidence.”
★★★★★
“Favorite teacher at SMU by a longshot. It’s been 20 years, but hands-down, the most memorable teacher in the business school. Always went above and beyond.”
★★★★★
“Dr. Puelz is a terrific instructor.”
Step 1 — Choose your path
Who are you here as?
Your path changes what you see next. Individuals start with the financial literacy quiz. Advisors move quickly from common client questions to the economics-based framework that answers them precisely.
For advisors
Bring economics into client conversations
You work with clients on financial planning. Soon, you’ll be able to move from “common client question” to an economics-based answer and a MaxiFi scenario that shows the impact.
Want a more precise answer?
Moneygimme teaches the economics. MaxiFi Planner models it.
Moneygimme shows you the framework. MaxiFi Planner models your income, spending, taxes, Social Security, and longevity together so you can see exactly how different decisions change your lifetime living standard.
Try MaxiFi PlannerAffiliate link — Moneygimme may receive compensation at no cost to you.
Household-level optimization
Models your specific income, assets, taxes, Social Security, and longevity — not population averages.
Lifetime living standard
The output is a sustainable spending number your household can build a life around.
Scenario modeling
Compare retirement dates, Social Security strategies, Roth conversions, and life events side by side.